What is Group Private Medical Insurance ?
Group Private Medical Insurance Policies (PMI) are designed to support wellbeing and provide speedy access to private consultations, diagnosis and if required, treatment for acute medical conditions.
You can opt for either a company paid scheme or a corporate voluntary paid scheme where employees and their families can obtain cover at no cost to the company. This is paid by salary deduction.
PMI benefits the business by reducing staff absence as employees are diagnosed, treated and returned to work faster. It is also seen by many employees as a key benefit, helping with recruitment and staff retention.
We deal with Aviva Healthcare (winner of the best healthcare provider for the last 10 years) under a scheme specific to us. The cover can be tailored to your individual needs and budget and employees will have peace of mind knowing that they will have access to private hospitals and possibly to treatments and drugs not available through the NHS.
Typical Cover Includes:
- Hospital treatment as an in-patient or day-patient at Key hospital List or NHS Pay-bed
- Hospital Charges including accommodation, meals, nursing care, drugs, surgical dressings & theatre fees – IN FULL
- Specialists Fees – Up To limits specified in Aviva specialist fee schedule
- Diagnostic Tests, including blood tests, X-rays, scans & ECG’s – IN FULL
- CT, MRI & PET Scans – IN FULL
- Radiotherapy & Chemotherapy – IN FULL
- NHS Cash Benefit - £100 per night up to 25 nights
- Treatment for pain in the back, neck, muscles or joints – musculoskeletal conditions – IN FULL
In addition to Core Cover you can for the following enhancements to cover: Full Out-patients cover, Other treatment and therapies, Mental Health and Protected No Claims Discount
